:root{--text-xs: clamp(.75rem, .7rem + .25vw, .875rem);--text-sm: clamp(.875rem, .8rem + .35vw, 1rem);--text-base: clamp(1rem, .95rem + .25vw, 1.125rem);--text-lg: clamp(1.125rem, 1rem + .75vw, 1.5rem);--text-xl: clamp(1.5rem, 1.2rem + 1.25vw, 2.25rem);--text-2xl: clamp(2rem, 1.2rem + 2.5vw, 3.5rem);--text-3xl: clamp(2.5rem, 1rem + 4vw, 4.5rem);--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.25rem;--space-6: 1.5rem;--space-8: 2rem;--space-10: 2.5rem;--space-12: 3rem;--space-16: 4rem;--space-20: 5rem;--space-24: 6rem;--efg-bg: #FFFFFF;--efg-surface: #FFFFFF;--efg-surface-2: #F4F4F4;--efg-ink: #0A0A0A;--efg-ink-soft: #4A4A4A;--efg-muted: #6B6B6B;--efg-line: #E4E4E4;--efg-navy: #0A0A0A;--efg-navy-2: #2A2A2A;--efg-on-navy: #FFFFFF;--efg-gold: #6B6B6B;--efg-gold-soft: #F0F0F0;--efg-ok: #23674A;--efg-ok-bg: #E4F1EA;--efg-warn: #8A5A12;--efg-warn-bg: #F7EBD3;--efg-err: #9B2C2C;--efg-err-bg: #F6E3E1;--font-display: "Jost", "Helvetica Neue", sans-serif;--font-body: "Public Sans", "Helvetica Neue", sans-serif;--radius-sm: 6px;--radius: 10px;--radius-lg: 16px;--shadow: 0 1px 2px rgba(10,10,10,.06), 0 8px 24px rgba(10,10,10,.07);--container: 1160px;--ease: cubic-bezier(.2,.7,.2,1)}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;background:var(--efg-bg);color:var(--efg-ink);font-family:var(--font-body);font-size:var(--text-base);line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img{max-width:100%;display:block;height:auto}a{color:inherit}h1,h2,h3,h4{margin:0;line-height:1.12;text-wrap:balance}p{margin:0;text-wrap:pretty}:focus-visible{outline:3px solid var(--efg-gold);outline-offset:2px;border-radius:4px}.efg-sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}.efg-skip{position:absolute;left:-999px;top:8px;background:var(--efg-navy);color:var(--efg-on-navy);padding:var(--space-2) var(--space-4);z-index:100;border-radius:var(--radius-sm)}.efg-skip:focus{left:8px}.efg-container{width:min(100% - 2.5rem,var(--container));margin-inline:auto}.efg-section{padding-block:clamp(var(--space-12),7vw,var(--space-24))}.efg-section--tint{background:var(--efg-surface-2)}.efg-section--navy{background:var(--efg-navy);color:var(--efg-on-navy)}.efg-eyebrow{display:inline-flex;align-items:center;gap:var(--space-2);font-size:var(--text-xs);font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--efg-gold)}.efg-eyebrow:before{content:"";width:24px;height:1px;background:currentColor}.efg-h2{font-family:var(--font-display);font-weight:500;font-size:var(--text-2xl);letter-spacing:-.01em;margin-top:var(--space-3)}.efg-lede{color:var(--efg-ink-soft);max-width:60ch;margin-top:var(--space-4)}.efg-section--navy .efg-lede{color:#ffffffc7}.efg-head{margin-bottom:var(--space-10)}.efg-head--center{text-align:center}.efg-head--center .efg-lede{margin-inline:auto}.efg-rte p+p{margin-top:var(--space-3)}.efg-btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--space-2);min-height:52px;padding:0 var(--space-6);border-radius:999px;border:1.5px solid transparent;font:600 var(--text-sm)/1 var(--font-body);text-decoration:none;cursor:pointer;transition:background .2s var(--ease),color .2s var(--ease),border-color .2s var(--ease),transform .2s var(--ease)}.efg-btn:active{transform:translateY(1px)}.efg-btn--primary{background:var(--efg-navy);color:var(--efg-on-navy)}.efg-btn--primary:hover{background:var(--efg-navy-2)}.efg-btn--gold{background:var(--efg-gold);color:#fff}.efg-btn--gold:hover{background:#9a7731}.efg-btn--ghost{border-color:currentColor;color:inherit;background:transparent}.efg-btn--ghost:hover{background:#ffffff1a}.efg-btn--light{background:var(--efg-bg);color:var(--efg-navy)}.efg-btn--light:hover{background:#fff}.efg-btn--block{width:100%}.efg-btn svg{width:18px;height:18px;flex:none}.efg-topbar{background:var(--efg-navy);color:var(--efg-on-navy);font-size:var(--text-xs)}.efg-topbar .efg-container{display:flex;justify-content:space-between;gap:var(--space-4);padding-block:var(--space-2)}.efg-topbar a{text-decoration:none;font-weight:600}.efg-topbar span{opacity:.82}.efg-header{position:sticky;top:0;z-index:40;background:#fffffff0;-webkit-backdrop-filter:saturate(1.4) blur(10px);backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--efg-line)}.efg-header__inner{display:flex;align-items:center;justify-content:space-between;gap:var(--space-6);min-height:72px}.efg-brand{display:inline-flex;align-items:center;gap:var(--space-3);text-decoration:none;color:var(--efg-navy)}.efg-brand svg{width:38px;height:38px;flex:none}.efg-brand__name{font-family:var(--font-display);font-size:1.25rem;font-weight:600;line-height:1;letter-spacing:-.01em}.efg-brand__sub{display:block;font-family:var(--font-body);font-size:.6875rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--efg-gold);margin-top:4px}.efg-brand img{max-height:44px;width:auto}.efg-nav{display:flex;align-items:center;gap:var(--space-6)}.efg-nav__links{display:flex;gap:var(--space-6);list-style:none;margin:0;padding:0}.efg-nav__links a{text-decoration:none;font-size:var(--text-sm);font-weight:500;color:var(--efg-ink-soft)}.efg-nav__links a:hover{color:var(--efg-ink)}.efg-nav .efg-btn{min-height:44px;padding:0 var(--space-5)}.efg-menu-btn{display:none;background:none;border:0;padding:var(--space-2);color:var(--efg-navy);cursor:pointer}.efg-menu-btn svg{width:28px;height:28px}@media(max-width:900px){.efg-menu-btn{display:inline-flex}.efg-nav{position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:var(--space-4);padding:var(--space-6) 1.25rem;background:var(--efg-bg);border-bottom:1px solid var(--efg-line);box-shadow:var(--shadow);display:none}.efg-nav.is-open{display:flex}.efg-nav__links{flex-direction:column;gap:0}.efg-nav__links a{display:block;padding:var(--space-3) 0;font-size:var(--text-base);border-bottom:1px solid var(--efg-line)}.efg-topbar span{display:none}.efg-topbar .efg-container{justify-content:center}}.efg-hero{position:relative;min-height:min(88vh,760px);display:grid;align-items:end;color:#fff;overflow:hidden;background:var(--efg-navy)}.efg-hero__media{position:absolute;top:0;right:0;bottom:0;left:0}.efg-hero__media img{width:100%;height:100%;object-fit:cover;object-position:50% 35%}.efg-hero__media:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(180deg,#08080826,#08080859 40%,#080808e0),linear-gradient(90deg,#08080899,#08080800 65%)}.efg-hero__content{position:relative;padding-block:var(--space-20) var(--space-16)}.efg-hero h1{font-family:var(--font-display);font-weight:500;font-size:var(--text-3xl);letter-spacing:-.02em;max-width:15ch}.efg-hero__sub{margin-top:var(--space-5);font-size:var(--text-lg);line-height:1.5;max-width:46ch;color:#ffffffe0}.efg-hero__ctas{display:flex;flex-wrap:wrap;gap:var(--space-3);margin-top:var(--space-8)}.efg-hero .efg-eyebrow{color:var(--efg-gold-soft)}.efg-actions{position:relative;z-index:2;margin-top:calc(var(--space-10) * -1)}.efg-actions__grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--space-4)}.efg-action{display:flex;gap:var(--space-5);align-items:flex-start;padding:var(--space-6) var(--space-8);background:var(--efg-surface);border:1px solid var(--efg-line);border-radius:var(--radius-lg);box-shadow:var(--shadow);text-decoration:none;transition:transform .25s var(--ease),border-color .25s var(--ease)}.efg-action:hover{transform:translateY(-3px);border-color:var(--efg-gold)}.efg-action__icon{flex:none;width:52px;height:52px;display:grid;place-items:center;border-radius:50%;background:var(--efg-gold-soft);color:var(--efg-navy)}.efg-action__icon svg{width:26px;height:26px}.efg-action h3{font-size:var(--text-lg);font-weight:700;font-family:var(--font-body)}.efg-action 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var(--efg-line)}.efg-trust__value{font-family:var(--font-display);font-size:var(--text-xl);font-weight:500;color:var(--efg-navy)}.efg-trust__label{font-size:var(--text-xs);color:var(--efg-muted);text-transform:uppercase;letter-spacing:.08em;margin-top:var(--space-1)}@media(max-width:720px){.efg-trust__grid{grid-template-columns:repeat(2,1fr)}.efg-trust__item:nth-child(3){border-left:0}.efg-trust__item:nth-child(n+3){border-top:1px solid var(--efg-line)}}.efg-split{display:grid;grid-template-columns:1.05fr 1fr;gap:clamp(var(--space-8),6vw,var(--space-20));align-items:center}.efg-split--reverse .efg-split__media{order:2}.efg-split__media{position:relative}.efg-split__media img{border-radius:var(--radius-lg);width:100%;aspect-ratio:4/3.4;object-fit:cover}.efg-split__badge{position:absolute;left:var(--space-5);bottom:var(--space-5);display:flex;gap:var(--space-3);align-items:center;background:var(--efg-surface);padding:var(--space-3) 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30%}.efg-verify__card{background:var(--efg-surface);color:var(--efg-ink);border-radius:var(--radius-lg);padding:clamp(var(--space-6),4vw,var(--space-10));box-shadow:0 20px 60px #00000040}.efg-verify__card .efg-h2{font-size:var(--text-xl);margin-top:var(--space-2)}.efg-verify__card .efg-lede{color:var(--efg-ink-soft);font-size:var(--text-sm);margin-top:var(--space-3)}.efg-verify__form{margin-top:var(--space-6)}.efg-verify__row{display:flex;gap:var(--space-3)}.efg-verify__row .efg-input{flex:1;font-size:1.25rem;letter-spacing:.08em;text-transform:uppercase;font-weight:600}.efg-verify__hint{font-size:var(--text-xs);color:var(--efg-muted);margin-top:var(--space-2)}.efg-verify__steps{margin-top:var(--space-6);padding-top:var(--space-5);border-top:1px solid var(--efg-line);display:grid;gap:var(--space-2);font-size:var(--text-sm);color:var(--efg-ink-soft)}.efg-verify__steps b{color:var(--efg-ink)}@media(max-width:860px){.efg-verify{grid-template-columns:1fr}.efg-verify__photo{display:none}}@media(max-width:480px){.efg-verify__row{flex-direction:column}}.efg-result{margin-top:var(--space-5);border-radius:var(--radius);padding:var(--space-5);display:none}.efg-result.is-shown{display:block;animation:efgIn .35s var(--ease)}.efg-result--ok{background:var(--efg-ok-bg);border:1px solid #B9DACA}.efg-result--warn{background:var(--efg-warn-bg);border:1px solid #E6CF9F}.efg-result--err{background:var(--efg-err-bg);border:1px solid #E8C2BE}.efg-result--loading{background:var(--efg-surface-2)}.efg-result__status{display:flex;align-items:center;gap:var(--space-2);font-weight:700;font-size:var(--text-base)}.efg-result--ok .efg-result__status{color:var(--efg-ok)}.efg-result--warn .efg-result__status{color:var(--efg-warn)}.efg-result--err .efg-result__status{color:var(--efg-err)}.efg-result__status 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